Skip to Content

Someone else can promise to cover your costs in Germany

A Verpflichtungserklärung lets a relative, friend, or business already living in Germany take on your subsistence, medical, and return costs — but the authorities examine your host, not you, and it isn't always the right route for a student visa.
10 August 2026 by
Someone else can promise to cover your costs in Germany
COSMA, Justin Omari
| No comments yet


The Verpflichtungserklärung, explained — Germany's other visa finance route | COSMA
COSMA. Visa & Finance Guide · Study in Germany
Visa & Finance Guide

Someone else can promise to cover your costs in Germany

A Verpflichtungserklärung lets a relative, friend, or business already living in Germany take on your subsistence, medical, and return costs — but the authorities examine your host, not you, and it isn't always the right route for a student visa.

TopicVisa Sponsorship
Read time6 min
Who it's forVisitors & students
Base fee€29

Almost every month, COSMA hears a version of the same question from a family in Dar es Salaam or Nairobi: "My cousin lives in Germany — can he just sign something so I can come?" The honest answer is yes, sometimes. The document is called a Verpflichtungserklärung, a formal obligation letter, and it's one of the least understood pieces of the German visa system.

What it actually promises

One signature, four financial responsibilities

Signing a Verpflichtungserklärung is not a formality — it's a legal pledge. The host agrees to cover the visitor's entire livelihood for the length of the stay: subsistence (food, clothing, everyday costs), accommodation, medical and nursing care, and, if it comes to it, the cost of returning home. The German Foreign Office doesn't take the host's word for it either. Before the letter is issued, the local Foreigners Authority examines the host's income, savings, residence status, and living situation to confirm they can actually deliver on the promise.

Two versions, two purposes

Short visit or long stay — it isn't one-size-fits-all

There are two kinds of declaration, and mixing them up is the most common mistake. The short-stay version backs a Schengen visa — visiting relatives, attending a conference, sightseeing, anything under 90 days. The long-stay version backs a German national visa, and this is the one that matters for students: it can cover a language course, a study-preparation programme, a full bachelor's, master's or PhD, or even the up-to-six-month job-seeker period after graduation. One thing it can never do, in either form, is stand in for a family reunion visa.

01 Exhibit

The numbers behind the paperwork

€29
Cash fee for an adult applicant (€14.50 for a minor)
6 mo
Validity of a Schengen (short-stay) declaration
5 yrs
Validity of a National (long-stay) declaration
A signed original approved today can still be valid for a national visa application five years from now.
Is this COSMA's usual route?

Declaration of commitment vs the blocked account

Most COSMA students finance their studies through a blocked account (Sperrkonto): money in their own name, released month by month, that doesn't depend on anyone else's paperwork. A Verpflichtungserklärung is a real, legal alternative — but it shifts control to a third party. The Foreigners Authority isn't examining you anymore; it's examining your host's payslips, tenancy, and residence permit. If any of that falls short, the application stalls, and there's little you can do about it from Tanzania or Kenya.

02 Exhibit

Two ways to prove you can support yourself

COSMA's usual route
Blocked account
Funds you control, in your own name
  • You open and fund it yourself — no dependence on a host's job or paperwork
  • A fixed required amount, set annually, released to you monthly
  • Accepted for every long-stay study visa, with no examination of someone else's finances
Also an option
Verpflichtungserklärung
Funds guaranteed by someone already in Germany
  • Needs a host who is a legal resident with proven income or savings
  • The Foreigners Authority examines the host, not the applicant
  • Cannot be used for family reunion visas, and only the host's local office can issue it
Both routes prove you can support yourself — one depends on your own account, the other on somebody else's paperwork.
Neither option is universally better — the right one depends on whether you have a qualifying host and how much control you want over the process.
Who can actually sign

Not every host qualifies

Having a relative in Germany isn't enough on its own. The Foreigners Authority checks the host against a fixed set of conditions before they're allowed to sign — and it's worth knowing these before a family starts planning around a host who won't clear the bar.

03 Exhibit

What a host has to prove

  1. Clear travel dates

    The visitor's arrival and departure dates must already be set before the host applies.

  2. Financial competence

    Proof of enough income or savings to cover the visitor's full maintenance — payslips, employment contracts, tax assessments, or business accounts, depending on how the host earns.

  3. A registered German address

    Shown through a registration confirmation or a landlord-backed rental contract.

  4. Legal residence beyond the visit

    If the host is a foreign national, their own residence or settlement permit must stay valid well past the visitor's planned stay.

  5. A personal appearance to sign

    The host normally signs in person at their local Foreigners Authority; someone else can only stand in with a notarised Power of Attorney and a copy of the host's ID.

Recipients of certain German state benefits (AsylbLG, SGB II, SGB XII), scholarship holders, and people on temporary statuses like Duldung or Fiktionsbescheinigung cannot act as a host at all.

Two more details are easy to miss. The original letter is the only version German consular services abroad will accept — if it's lost, there's no reissue, only a fresh application and fee. And the host's obligation doesn't run indefinitely: it ends the day the visitor leaves Germany, or the day they're granted a residence permit for a different purpose than the one they came for.

A Verpflichtungserklärung is real leverage if you have the right host — it can even carry you through a full degree without ever opening a blocked account. But it hands a piece of your visa outcome to someone else's paperwork, so it's worth weighing against the routes you control yourself before a family commits to it.

Verify before you rely on this

Check the current rules with the official sources

Fees, income thresholds, and validity periods are set by German authorities and get updated from time to time — this guide reflects the rules at the time of writing, not a substitute for checking directly. Before a host applies, or a family commits to this route over a blocked account, confirm the current requirements with:

This article is general information for planning purposes, not legal or immigration advice, and COSMA is not a government authority. Every case is assessed individually by the relevant German Ausländerbehörde or consulate — always confirm your specific situation with them, or with a licensed advisor, before making financial or visa decisions.

Not sure which route fits you

Let's map your visa finance option

Whether it's a blocked account, a declaration of commitment, or a mix of both, we'll walk through what your case actually needs before you commit to either.

Book a consultation
COSMA (T) Limited
Acacia Estates Offices · Plot 84, Kinondoni Road · Dar es Salaam, Tanzania

© COSMA (T) Limited · Placing East African students in German universities
Not legal or immigration advice · Requirements change — verify with the German Foreign Office, your Ausländerbehörde, or a German consulate.

Someone else can promise to cover your costs in Germany
COSMA, Justin Omari 10 August 2026
Share this post
Tags
Our blogs
Archive
Sign in to leave a comment