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Abigail's master's chapter in Germany — what studying, working & belonging actually cost her.

6 August 2026 by
Abigail's master's chapter in Germany — what studying, working & belonging actually cost her.
COSMA, Justin Omari
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From doubt to her third semester — Abigail's path to studying in Germany | COSMA
COSMA. Student Stories · Study in Germany
Real student, real journey

From doubt to her third semester in Germany

Abigail arrived certain of two things: she'd pay heavy tuition, and she'd have to study in German. Both were wrong — and finding that out changed everything.

DAR ES SALAAM FULDA, GERMANY
ProgrammeMA Human Rights
UniversityHochschule Fulda
Now in3rd semester
Semester fee€381

When Abigail first started looking into a master's abroad, she pictured a four-figure tuition bill and years of lectures in German. Today she's a third-semester student of Human Rights in Law and Politics at Hochschule Fulda (Fulda University of Applied Sciences) — and neither of those fears came true. We sat down with her to hear what studying in Germany is really like: the coursework, the costs, the community, and the advice she wishes she'd had sooner.

The programme

An interdisciplinary master's that meets you where you are

Abigail's programme is built to cross boundaries. It draws students from sociology, law, and social work, and its subject matter reaches well beyond human-rights law alone — into culture, cultural heritage, and cultural relations. "It's not hard," she says, "but it does need you to actually study, invest your time, and do your research."

I really like my classes, and my teachers are really helpful. You get to learn a lot when it comes to human rights.Abigail, MA Human Rights, Hochschule Fulda

Two features of the German system caught her off guard — in a good way. Group work, she found, quietly builds character and helps students who arrive without strong teamwork skills. And oral exams, nerve-racking as they are, turn out to be perfect training for a life in advocacy. As she puts it, if you're going to be a human-rights advocate, you have to be able to speak in front of people — and the oral exams are exactly that practice.

She still laughs about her first one. She walked in panicking; her professor simply said, "relax"; they worked through the questions; and at the end he told her she'd done really well. "I went in panicking," she says, "and walked out so happy."

Life beyond the lecture hall

Arriving with no friends — and building a community anyway

Landing in a new country without a single friend is daunting, and Abigail won't pretend otherwise. Her advice is to lean on the university: Hochschule Fulda runs social events specifically so new students, many of them international, can meet one another. Her own class became a small United Nations — classmates from Kenya, the United States, Uruguay, and beyond, all sharing English as a common language. "We speak English, so we have that uniting thing going on. It was really easy to make friends."

Outside class, the calendar fills up fast: picnics in Fulda's greener corners, a getaway to Hamburg, and her first time seeing Kendrick Lamar and SZA perform live at a concert in Frankfurt. Then there was Fasching, the German carnival festival, in Mainz — something she'd never experienced before. "I got immersed in the culture," she says. "It was fun."

The numbers that surprise people

What studying in Germany actually costs

This is where prospective students tend to sit up. Abigail pays €381 for the semester — and most of that isn't a "fee" in the way you'd imagine. The bulk covers her semester ticket, which she uses every single day on buses and trains. The rest is a contribution to the student body. "It's honestly cheaper if you compare it with other countries," she notes. And that same fee quietly unlocks far more than transport.

01 Exhibit

What your €381 semester fee really covers

€381 one payment, per semester
Semester ticket → daily buses & trains
Semester ticket (the majority)
Student-body contribution (the rest)
And it quietly unlocks
AI academic writing & research system Free LinkedIn Learning (self-paced skills)
One fee, tuition-free classes, a daily transport pass, and a library of skills courses — free for as long as you're enrolled. Bar split shown is illustrative of Abigail's account: "almost all of it goes to my student ticket."
Earning while you learn

The 20-hour rule — and why it matters

Germany lets international students work up to 20 hours a week during the semester, and Abigail says it makes a genuine difference. "The blocked account is sustainable, but it doesn't guarantee to sustain you the whole time," she explains. "There are times you need to make your own money." She landed her first job about three months after arriving, having started looking around the two-month mark, and she's now on her second. "The pay is really good, and honestly the job isn't hard — I actually like it."

02 Exhibit

Working as a student in Germany

20 hrs/wk
The legal limit for international students during term.
~3 months
Until Abigail's first job — she began her search at around two.
2 jobs
Held so far, each a welcome top-up to the blocked account.
Your blocked account covers the essentials; a student job covers the extras — the trips, the concerts, the good stuff.
The COSMA difference

The information she almost never received

Before finding COSMA, Abigail consulted several agencies — and came away frustrated. "In all honesty, they were not 100% transparent." What set COSMA apart was information she simply wasn't getting elsewhere. Most agencies only advertised private universities, leaving her convinced she'd always face a four-figure tuition bill. "I had no idea public universities existed, because all the unis advertised by these agencies were the private ones."

She'd also assumed she would have to study entirely in German. "It was heartbreaking — imagine having to do a master's in German." Then she learned that Germany offers a wide range of English-taught programmes, plus a language centre teaching English, French, Italian, and Spanish. "I was so hopeful after knowing that."

What I liked about COSMA is that I did not get false hopes. I was really informed about everything that was going to happen throughout the journey.Abigail on choosing COSMA
03 Exhibit

The myth most agencies won't bust: public vs private

The fuller picture
Public universities
Where Abigail ended up
  • No tuition fees
  • English-taught master's widely available
  • Rarely advertised by agencies
Also an option
Private universities
Not the only path
  • Four-figure tuition per semester
  • Heavily advertised
  • A fit for some students, some programmes
Most agencies only show you private universities. COSMA showed Abigail both — and let her choose with the full picture.
Public and private each have their place. The difference COSMA makes is honesty about both, so the decision is genuinely yours.
In her own words

Abigail's advice for anyone dreaming of Germany

Whether you're in Tanzania, Kenya, Ghana, India, or anywhere else weighing a master's in Germany, Abigail's guidance is clear and hard-won.

04 Exhibit

Five things to get right before you go

  1. Take your grades seriously

    It starts with your undergraduate results — strong grades open the most doors.

  2. Aim for IELTS 7.0 and above

    If you're applying to an English-taught programme, a 7 or higher puts you in a far stronger position.

  3. Start learning German early

    Even for an English degree, the basics make daily life easier — asking for water, directions, finding your way.

  4. Embrace the culture

    "When in Rome, do what the Romans do." Immersing yourself in the language and culture smooths the whole transition.

  5. Work hard

    Her closing line says it best: put in the work, and everything's going to be okay.

Abigail's own words, lightly edited — the shortlist she'd hand her past self at the start of the journey.

Abigail's story began with a single honest conversation — one that swapped false hope for real information and set the rest of her journey in motion. If Germany is your dream, that conversation is exactly where COSMA starts.

Your story could be next

Ready to study in Germany?

Public or private, English or German, applications to visas — we'll show you the full picture and walk the journey with you.

Book a free consultation
COSMA (T) Limited
Acacia Estates Offices · Plot 84, Kinondoni Road · Dar es Salaam, Tanzania

© COSMA (T) Limited · Placing East African students in German universities
Student story shared with Abigail's permission.

Abigail's master's chapter in Germany — what studying, working & belonging actually cost her.
COSMA, Justin Omari 6 August 2026
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